Personal and family matters
How to Spot a Romance Scam
Romance scams target people of every age. They follow recognizable patterns. Knowing them protects you or someone you love.
Key points
- Never send money to someone you haven't met
- Requests for gift cards, wires or crypto are red flags
- Report quickly to your bank and the FBI's IC3
Common patterns
- Quick declarations of love
- Excuses for never meeting or video calling
- Overseas work: military, oil rig, medical mission
- Emergencies that need money
- Investment opportunities, often in crypto
If you've sent money
Contact your bank or payment provider immediately, preserve all messages, and report to the FBI's Internet Crime Complaint Center (ic3.gov) and the FTC (ReportFraud.ftc.gov).
Beware recovery scams
Victims are often targeted again by 'recovery services' promising to get money back for a fee.
Verification
A detective can verify identity, trace photos and document the scheme. See romance scam investigations.
Common questions
Can stolen money be recovered?
Rarely, and never guaranteed. Fast reporting gives the best chance.
How do I talk to a parent who's being scammed?
Gently, without blame. Independent verification can help them see the facts.
Should I keep talking to the scammer?
Generally no.
This guide is general information, not legal advice. Laws change and vary by state; consult an attorney about your situation. See our legal disclaimer.
Related services
Services connected to this guide.
Romance Scam Investigations
Finding out who is really behind an online relationship.
Online & Personal SafetyIdentity Deception Investigations
Exposing fake identities, aliases and misrepresented backgrounds.
Online & Personal SafetyOnline Fraud Investigations
Tracing online scams, marketplace fraud and impersonation.
Keep reading
Related guides.
How to Check Out Someone You Met Online
Safe, lawful ways to verify someone you met online: reverse image search, consistency checks, meeting safely, and professional verification.
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